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Umbrella Insurance in Sanger, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Sanger

Within 15 miles of Sanger, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 125.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
R Listed
Roxanne Haug - State Farm Insurance Agent
4.9 · 100+ reviews on Google12 yrs in business

Roxanne Haug State Farm Agent office in Sanger, Texas, serving individuals, families, and businesses across Sanger, Krum, Valley View, Denton and surrounding areas. Licensed in Texas and Oklahoma with over two decades of experience and operating since 2014.

AutoBoatCommercial GLHomeowners+4 more
Sanger, TX· 2.1 mi
Carriers: State Farm1-2 agents
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H Listed
Hermes Insurance Solutions LLC
4.4 · <100 reviews on Google25 yrs in business

Hermes Insurance Solutions LLC is a locally owned independent agency serving Sanger, Muenster and surrounding North Texas communities. With over 25 years of experience, they help clients find auto, home, life, commercial and other insurance policies tailored to their needs. Their focus is on long‑lasting relationships and personalized service.

AutoHomeownersRentersCommercial GL+4 more
Sanger, TX· 1.8 mi
Carriers: American Economy Insurance Company, American Modern Property and Casualty Insurance Company +301-2 agents
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G Listed
Gillum Insurance
4.8 · <100 reviews on Google

Gillum Insurance Agency in Sanger, TX helps clients find auto, life, and home insurance coverage, offering custom packages and special discounts.

AutoCommercial GLHomeownersLife+2 more
Sanger, TX· 2.4 mi
License on file (TDI)
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R Listed
Ricardo Sempertegui - State Farm Insurance Agent
4.9 · 500+ reviews on Google16 yrs in business

Ricardo Sempertegui, a State Farm Insurance Agent in Denton, TX, has served the community since 2010, offering auto, home, life, and business coverage. The agency is bilingual in English and Spanish and serves surrounding areas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Denton, TX· 10.1 mi
Carriers: State Farm
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N Listed
Neal & Neal Insurance Agency
4.8 · <100 reviews on Google

Neal & Neal Insurance Agency, Inc. is an independent agency serving businesses and families in Texas, Colorado, Oklahoma, Georgia, and New Mexico. They provide personalized service and a wide range of insurance products to meet personal and commercial needs.

AutoBoatCommercial GLCommercial Property+8 more
Denton, TX· 9.6 mi
License on file (TDI)
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C Listed
CeBallos Insurance Group

CeBallos Insurance Group helps consumers save money, businesses reduce risk, and families protect their future. Serving Sanger and surrounding Texas communities, the agency offers a wide range of personal and commercial insurance solutions.

AutoBoatCommercial GLEarthquake+6 more
Sanger, TX· 1.9 mi
Carriers: AmGUARD Insurance Company, American Modern Property and Casualty Insurance Company +51-2 agents
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A Listed
Agents Alliance Services
4.6 · <100 reviews on Google18 yrs in business

Agents Alliance Services is an independent insurance aggregator that supports independent agents by providing tools, resources, and carrier relationships to help them build successful agencies. Since 2008 they have partnered with personal and commercial insurance agencies to increase revenue and promote agency ownership.

AutoCommercial GLHomeownersRenters+1 more
Denton, TX· 11.1 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +311
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A Listed
ALPA Insurance
4.8 · <100 reviews on Google15 yrs in business

ALPA Insurance offers quick, simple, commitment‑free insurance solutions in Texas, serving over 50 locations for 15 years. They provide multiple lines such as auto, motorcycle, renters, homeowners, commercial, SR‑22 and surety bonds, and serve English‑ and Spanish‑speaking customers.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
Denton, TX· 10.4 mi
Carriers: Progressive, Dairyland (Sentry) +4
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F Listed
Fredrick Insurance Brokers
4.9 · 100+ reviews on Google20 yrs in business

Fredrick Insurance Brokers is an independent, family‑owned health insurance agency in Denton, Texas that offers health, dental, group, small‑business and life coverage with zero broker fees. They compare over 50 carriers and provide enrollment, claims support, and ongoing service.

AutoCommercial GLDisabilityHomeowners+3 more
Aubrey, TX· 11.4 mi
License on file (TDI)
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L Listed
La Familia Auto Insurance
4.8 · 500+ reviews on Google15 yrs in business

La Familia Insurance offers auto, homeowners, renters, and commercial insurance, emphasizing affordable, reliable coverage for all. They serve the community with bilingual representatives and have been operating for over a decade.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Denton, TX· 10.3 mi
Carriers: Bravo General (in-house MGA), GAINSCO +51-2 agents
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F Listed
Fiesta Auto Insurance & Tax Service
4.9 · 100+ reviews on Google

NOW IS THE TIME FOR YOU TO CHANGE TO FIESTA! Our team of insurance and tax professionals can help your family, offering coverage for auto, home, business, rental property, boat, and motorcycle along with personal and business tax services. At Fiesta we treat you like family!

AutoBoatCommercial GLCommercial Property+4 moreSpanish
Denton, TX· 10.3 mi
Carriers: Progressive County Mutual, Pronto Insurance (affiliate) +41-2 agents
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M Listed
Michael Doranski: Allstate Insurance
4.6 · 100+ reviews on Google

Michael Doranski is a third‑generation Allstate insurance agent serving Denton, TX. He offers auto, home, renters, motorcycle, boat and life insurance and emphasizes personalized service and long‑term financial planning.

AutoBoatCommercial GLHomeowners+4 more
Denton, TX· 10.5 mi
Carriers: Allstate
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A Listed
Aflac
4.7 · <100 reviews on Google

Licensed insurance agency in Sanger, TX; represents 4 carriers.

AutoCommercial GLHomeownersLife+2 more
Sanger, TX· 2.5 mi
Carriers: American Family Life Assurance Company of Columbus, American Family Life Assurance Company of New York +21-2 agents
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R Listed
Ryan Everet Insurance - Independent Agency
4.9 · 100+ reviews on Google

Ryan Everet Insurance Agency is an independent agency in Denton offering a range of personal and commercial insurance options. Their mission is to make doing business easy while providing a fun, informative experience so customers can make the best protection decisions.

AutoBoatCommercial GLHomeowners+4 more
Denton, TX· 11.2 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +811-2 agents
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F Listed
Freeway Insurance
4.7 · 100+ reviews on Google

Freeway Insurance is a nationwide agency that offers a wide range of insurance products, including auto, homeowners, renters, motorcycle, and boat coverage. It serves customers in all 50 U.S. states through its network of retail stores.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Denton, TX· 10.5 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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A Listed
A-MAX Auto Insurance
4.4 · 100+ reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Denton, TX· 10.3 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
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U Listed
United Healthcare Authorized Agent
1.0 · <100 reviews on Google

Sanger Health Plans is an authorized health insurance agency serving Sanger, TX residents. It offers affordable health insurance quotes and plans for individuals and families.

AutoCommercial GLHomeownersRenters+1 more
Sanger, TX· 3.2 mi
1-2 agents
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W Listed
Wade Hunt Insurance
4.7 · <100 reviews on Google

Wade Hunt Insurance is an independent agency specializing in auto, homeowners, life, and business insurance across Denton and the rest of Texas. Their focus is helping customers find the best coverage at affordable rates, emphasizing personalized service and peace of mind.

AutoCommercial GLHomeownersLife+2 more
Denton, TX· 11.4 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +951-2 agents
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R Listed
Ramey & King Insurance
4.8 · <100 reviews on Google140 yrs in business

Welcome to Ramey King Insurance Agency! We're an independent insurance agency located in Texas. Our team is dedicated to providing quality service and coverage by listening to your needs.

AutoBoatCommercial GLCommercial Property+3 more
Denton, TX· 13.3 mi
Carriers: AGCS Marine Insurance Company, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +943-5 agents
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G Listed
Glenn Davis Insurance
4.6 · <100 reviews on Google52 yrs in business

Glenn Davis Insurance represents many different companies and specializes in matching customers with coverage that provides the right protection for the best price. The agency has been serving Denton and the entire state of Texas since 1974.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Denton, TX· 10.2 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, American Economy Insurance Company +601-2 agents
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A Listed
Alamo Insurance
4.3 · <100 reviews on Google10 yrs in business

Alamo Insurance is a North Texas agency serving Gainesville, Denton, and Sherman, offering auto, home, renters, motorcycle, RV, SR‑22, business, and annuity coverage. They compare 30+ carriers to find affordable rates and provide bilingual service in English and Spanish.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Denton, TX· 9.5 mi
Carriers: American Access, Anchor General +231-2 agents
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S Listed
Sanchez Insurance
4.0 · <100 reviews on Google29 yrs in business

Sanchez Insurance has been serving the community since 1997, helping customers find affordable auto, home, life, and commercial coverage. Their staff assists with quoting, policy selection, and ongoing service, emphasizing personalized assistance and respect. They highlight a commitment to saving customers time and money.

AutoCommercial GLHomeownersLife+3 moreSpanish
Denton, TX· 10.5 mi
License on file (TDI)
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N Listed
Neill Christian - State Farm Insurance Agent
4.8 · <100 reviews on Google6 yrs in business

Neill’s State Farm Insurance Agency serves Denton, TX and surrounding communities, offering a full range of insurance products such as auto, homeowners, renters, business, life and health coverage. Agent Neill Christian, a State Farm® licensed professional, combines over six years of team experience to help families and businesses protect what matters most.

AutoBoatCommercial GLCommercial Property+5 more
Denton, TX· 13.7 mi
Carriers: State Farm1-2 agents
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.