Umbrella Insurance in Shallowater, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
24 umbrella insurance agencies in Shallowater
Within 15 miles of Shallowater, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
William Smith opened the Farmers Insurance – William Smith Agency in 2024 to provide clear, local guidance across Texas. He helps clients understand options for auto, home, life, renters, and business coverage and choose the right plans.
Amtex Insurance provides affordable auto, home, renters, and business insurance with a focus on quick, personalized service. Their agents emphasize local, face‑to‑face support and promise low rates by shopping multiple carriers. The agency highlights over 25 years of service and thousands of satisfied customers.
Welcome to West Texas Insurance Agency! We are a multi-line agency offering competitive personal and commercial coverage throughout Texas. Our agency is staffed by proven insurance professionals committed to providing our clients with highly personalized service. Starting modestly as an insurance company in 1995, we have continued to deliver integrated insurance policies and today, we are recognized as a giant in the Texas insurance industry.
Freeway Insurance offers a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, and life coverage, and serves customers across all 50 U.S. states.
Acceptance Insurance provides a wide range of insurance products including auto, homeowners, renters, life, motorcycle, and boat coverage, as well as business and health insurance options.
Direct Auto agency located inside Walmart in Lubbock, TX offering car insurance, term life insurance, roadside assistance, SR‑22 filing and collision coverage with flexible payment options.
The Jonathan Shaw Agency is a Texas-based insurance agency offering a range of personal and business insurance products. Their dedicated team focuses on personalized service, helping families and businesses choose appropriate coverage.
Grimes Insurance Agency has been protecting West Texans for over 70 years. As an independent agency founded in 1948, it offers property, vehicle, business, and real‑estate investor insurance by comparing multiple carriers to find the best coverage and price. The agency emphasizes local service and community involvement.
Direct Auto is a car insurance agency located at 6315 82nd St inside Walmart in Lubbock, Texas. They offer flexible payment options and a variety of insurance products such as auto, term life, roadside assistance, SR‑22, DynamicDrive and collision coverage.
Charles Short Insurance Agency Inc, founded in 1973 in Lubbock, Texas, offers personal and business insurance solutions. As an independent agency they represent multiple carriers and focus on tailoring coverage to each client’s needs. They provide a range of products from auto and homeowners to umbrella and flood insurance.
Alan Henry Insurance has been serving its local community for over 70 years, offering personalized assistance to find the right coverage at the right price. Their knowledgeable staff works with many carriers to secure affordable auto, home, and motorcycle policies while providing responsive, compassionate service.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering over 400 plans. It aims to provide affordable protection for cars, homes, roadside assistance and more with personalized service.
Shropshire Insurance is an independent Texas agency that assists clients with a broad range of insurance needs, offering unbiased advice and customized strategies for life’s milestones. They provide personal and commercial lines, emphasizing service standards and community involvement.
Bledsoe Insurance is an independent agency located in Lubbock, TX offering residential, commercial and life insurance solutions with affordable rates and personalized service. Since 1975 they have helped West Texas families and businesses protect their homes, vehicles and businesses through a variety of carriers.
Lubbock Insurance Agency is an independent agency serving the Lubbock area and throughout Texas, offering personal and commercial insurance solutions through a range of carriers. They provide auto, homeowners, boat, flood, and various business coverages with a focus on personalized service.
Hettler Insurance Agency in Lubbock, Texas provides auto, home, business, life, and health insurance with personalized service. With over 30 years in business they offer a wide range of coverage options and work with multiple carriers to find the best policies for clients.
Javier Moreno is an Allstate insurance agent in Lubbock, TX who enjoys building relationships with local families and helping them find insurance solutions that fit their lifestyle and budget. He offers a wide variety of coverage options, including auto, home, renters, motorcycle, life, and boat insurance, and is committed to assisting residents with both immediate and long‑term insurance needs.
South Plains Insurance is a locally owned agency in Lubbock, TX offering personalized auto, home, health, Medicare and business insurance solutions to individuals and businesses across West Texas.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
A-MAX Insurance is a community‑focused agency that helps customers compare auto, home, renters, boat and commercial coverage from more than 35 insurance carriers. They emphasize personalized service, quick quotes, and 24/7 roadside assistance.
Budget Insurance Texas is a local insurance agency serving Lubbock and Amarillo, Texas, offering auto, home, and motorcycle coverage. They provide free quotes online and operate weekdays 9 am‑6 pm.
Licensed insurance agency in Lubbock, TX; represents 21 carriers.
Licensed insurance agency in Lubbock, TX; represents 6 carriers.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.