Umbrella Insurance in Splendora, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
24 umbrella insurance agencies in Splendora
Within 15 miles of Splendora, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Latino Xpress Multiservices is a multi‑service agency in Houston offering tax preparation, bond and title services, and assistance with various personal needs. They emphasize friendly, quick service and operate seven days a week across multiple locations. The agency engages the community with giveaways and a strong social media presence.
Porter, New Caney, Shepherd and Livingston Insurance Agency has been serving the local community since 1979, offering auto, home, flood and business insurance. They focus on finding the lowest price for customers and provide personalized, friendly service.
LA Insurance can find the best insurance policy for your needs, with low down payments and affordable coverage.
The B.I.G. Insurance Agency offers auto, home, business, and life insurance to customers in New Caney and across Texas. Their mission is to honor God, serve people, and deliver the best customer experience while practicing generosity toward customers, employees, and the community.
Licensed insurance agency in Conroe, TX; represents 5 carriers.
Jensen Insurance Agency is an independent, family‑owned agency founded in 1995 serving Texas. It offers a range of insurance products including auto, homeowners, and business coverage, and emphasizes personalized solutions for its clients.
Richey Insurance Agency provides peace of mind to Texas residents with a range of personal insurance products, emphasizing savings and comprehensive coverage. With 16 years of experience, the agency partners with over 100 carriers to offer tailored policies.
Licensed insurance agency in Splendora, TX; represents 3 carriers.
America's Best is an optical retailer offering eye exams, glasses, contacts, sunglasses, and virtual try‑on services at the Valley Ranch Town Center location in Texas. The site highlights promotions such as 30% off sunglasses and a free eye exam with the purchase of two pairs of glasses.
Amtex Insurance provides affordable auto, home, and business insurance with a focus on personalized, local service. Since its founding, the agency emphasizes real‑people support and quick, comprehensive coverage options.
Licensed insurance agency in New Caney, TX; represents 10 carriers.
Dormer Insurance has been helping Texans save money on auto, homeowners, flood, renters, motorcycle, boat, commercial and life insurance since 1986, offering personalized service in Kingwood and surrounding areas.
Republic of Texas Insurance Agency, LLC is an independent agency serving Porter, Texas. They help customers find auto and homeowners insurance at competitive rates. They emphasize personalized service and online quote comparison.
Prodigy Insurance Group is an independent, locally owned agency in Magnolia, Texas offering affordable auto, home, life and other insurance options across the state. They focus on personalized service and helping customers save money while getting better coverage.
L.A. Insurance is an affordable insurance agency serving clients across the USA for over 33 years. It offers protection for cars, boats, motorcycles, RVs, and business vehicles with low down payments and flexible payment plans.
Nationwide agents provide Auto, Home, Life, and Small Business insurance, offering annual reviews and multi‑policy discounts.
Licensed insurance agency in Kingwood, TX; represents 6 carriers.
James Brauns State Farm Insurance serves New Caney, TX and the surrounding Montgomery County area, offering a range of personal and commercial insurance products. The agency focuses on auto, homeowners, renters, life, motorcycle and boat coverage, and emphasizes community service throughout Texas. James Brauns and his team aim to help families and small businesses manage risk and protect what matters most.
Amtex Insurance provides affordable auto, home, and business insurance, focusing on real people and community service. Since its founding, the agency has been dedicated to offering reliable, low‑cost coverage options with a personal touch.
James Pearson is a State Farm agent in New Caney, Texas, serving the community since 2022. He and his bilingual team provide a range of insurance solutions, emphasizing personalized service and local expertise. The agency is known for high customer satisfaction with a 5‑star rating on Google.
RLO Insurance is a family‑owned and operated agency with over 40 years of experience, offering home, auto, and commercial business insurance solutions. The agency also provides a range of business services such as notary, title, and immigration assistance. Their focus is on reliable, efficient, and cost‑effective coverage for personal and business needs.
Armstrong Insurance Agency offers a range of insurance products—including auto, home, renters, and umbrella coverage—focused on finding the best rates for customers. They serve the Houston/Aldine and New Caney areas and emphasize personalized service rather than promoting a single carrier.
Licensed insurance agency in Kingwood, TX; represents 9 carriers.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.