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Umbrella Insurance in Troy, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Troy

Within 15 miles of Troy, TX. Click any agency to view profile, contact info, and request a quote.

AI

ALPA Insurance

Temple, TX· 9.8 mi
Agency
Popular
3-5 agents15yr

ALPA Auto Insurance is a Texas‑based agency that provides quick, commitment‑free insurance quotes for auto, motorcycle, renters, homeowners and commercial lines. They serve both English‑ and Spanish‑speaking customers and emphasize low rates and simple, no‑drama service.

Spanish
AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: Progressive, Dairyland (Sentry), GAINSCO +3
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AI

A-MAX Auto Insurance

Temple, TX· 8.8 mi
Agency
6+ agents

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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AI

Acceptance Insurance

Temple, TX· 8.7 mi
Agency
Very Popular
6+ agents

Licensed insurance agency in Temple, TX; represents 2 carriers.

AutoBoatCommercial GLHomeowners+4 more
Carriers: First Acceptance Insurance Company, Confie (parent MGA)
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DI

Direct Auto Insurance

Killeen, TX· 8.7 mi
Agency
Popular
3-5 agents

Direct Auto is a local insurance agency located inside the H.E.B. in Temple, Texas. They offer a range of insurance products including auto, term life, motorcycle, and SR‑22 coverage with flexible payment options. The office is open Monday‑Friday 9 AM‑6 PM and Saturday 10 AM‑4 PM.

Spanish
AutoCommercial GLHomeownersLife+3 more
Carriers: Direct Auto
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WA

Winkler Insurance Agency

Temple, TX· 8.7 mi
Agency
Popular
1-2 agents19yr

Trusted Home, Auto & Life Insurance in Temple, Texas since 2006. Protecting families with competitive rates, personalized service, and protection when it matters most.

AutoCommercial GLHomeownersLife+2 more
Carriers: Safeco, Foremost, Progressive
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FI

Freeway Insurance

Temple, TX· 9.4 mi
Agency
Very Popular
3-5 agents

Licensed insurance agency in Temple, TX; represents 6 carriers.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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PI

Pronto Insurance

Temple, TX· 8.8 mi
Agency
Very Popular
1-2 agents

At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.

Spanish
AutoBoatCommercial GLHomeowners+3 more
Carriers: Pronto Lloyds / Pronto Casualty, Progressive, Bristol West (Farmers) +7
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NG

Nichole Guajardo - State Farm Insurance Agent

Temple, TX· 11.1 mi
Agency
Very Popular
1-2 agents8yr

Nichole Guajardo is a State Farm insurance agent serving Temple, TX and surrounding areas, offering auto, home, renters, life, business, and other insurance products. The bilingual office has been operating since August 2018 and focuses on personalized, community‑focused service.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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SW

Shaffin Wegener - State Farm Insurance Agent

Temple, TX· 11.4 mi
Agency
Very Popular
1-2 agents7yr

Shaffin Wegener is a State Farm agent in Temple, Texas, ranked among the Top 100 State Farm agents nationwide. The family‑owned agency offers auto, homeowners, renters, life, commercial, motorcycle and boat insurance, emphasizing fast, personal service. They serve the local community with multiple contact options and a strong online presence.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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PI

Pronto Insurance

Temple, TX· 9.8 mi
Agency
1-2 agents

At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. They specialize in auto, home, renters and business insurance and offer access to more than 30 insurance companies.

Spanish
AutoBoatCommercial GLCommercial Property+4 more
Carriers: Pronto Lloyds / Pronto Casualty, Progressive, Bristol West (Farmers) +7
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DJ

David Jennings - State Farm Insurance Agent

Temple, TX· 9.5 mi
Agency
1-2 agents64yr

David Jennings runs the State Farm insurance agency in Temple, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance. The agency has been serving the community since 1962 and emphasizes personalized service and a friendly environment.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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LS

Lauren Smith - State Farm Insurance Agent

Temple, TX· 12.1 mi
Agency
Very Popular
1-2 agents9yr

Lauren Smith is a State Farm insurance agent in Belton, Texas, operating since 2017 with over 13 years of experience. She offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and serves the Bell County area.

AutoBoatCommercial GLHomeowners+4 more
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company, State Farm County Mutual Insurance Company of Texas +4
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EB

Extraco Insurance | Belton

Belton, TX· 14.5 mi
Agency
New on InsurConnect
6+ agents

Extraco Insurance offers home, auto, life, and business insurance options, helping customers find competitive rates and tailored coverage.

AutoCommercial GLHomeownersLife+2 more
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TJ

Tyler Jermstad - State Farm Insurance Agent

Temple, TX· 11.7 mi
Agency
Very Popular
1-2 agents11yr

Tyler Jermstad is a State Farm® insurance agent in Temple, Texas. He opened his agency in 2015 and leads a team that serves the Central Texas community with a focus on auto, homeowners, life, and other insurance products. The agency is active in local charities and has earned multiple community awards.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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RI

Remco Auto Insurance

Temple, TX· 9.8 mi
Agency
Popular
3-5 agents

Licensed insurance agency in Temple, TX; represents 9 carriers.

AutoBoatCommercial GLHomeowners+3 more
Carriers: Progressive County Mutual, Foremost (Farmers), Dairyland (Sentry) +6
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BI

BKCW Insurance

Temple, TX· 9.0 mi
Agency
1-2 agents74yr

BKCW is a third‑generation family‑owned insurance brokerage founded in 1952 that provides risk management, insurance procurement, and employee benefits consulting for businesses, helping improve risk profiles and reduce costs.

AutoCommercial GLHomeownersRenters+1 more
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TD

Timothy Davis - Aflac Insurance Agent

Temple, TX· 9.2 mi
Agency
New on InsurConnect

Aflac offers supplemental insurance products such as accident, cancer, critical illness, dental, vision, life, disability and pet coverage to help individuals and employees fill gaps left by traditional health plans. The agency provides tools like quote forms and calculators to assist customers in choosing the right protection. It emphasizes financial peace of mind through a range of supplemental policies.

Spanish
AutoCommercial GLDisabilityHomeowners+3 more
Carriers: Aflac, American Family Life Assurance Company, Tier One Insurance Company +1
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AI

AllAbout Insurance

Temple, TX· 11.6 mi
Agency
Very Popular
1-2 agents21yr

We operate a full service insurance agency offering coverage for homes, autos, motorcycles, boats, commercial autos, general liability, umbrella, annuities, health, burial policies, and ranch insurance.

AutoBoatCommercial GLFarm+4 more
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TI

Texell Insurance

Temple, TX· 10.7 mi
Agency
Popular
1-2 agents

We offer numerous insurance policy types from only the most trusted carriers providing very competitive rates. Whether you need to insure a car, boat, home, or even a wedding or a pet, Texell Insurance has the experience and partners to get you the protection you need at rates you can afford — all provided with the same high level of personal attention and exceptional service you've come to expect from Texell Insurance.

AutoBoatCommercial GLHomeowners+2 more
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CS

Coufal Insurance Services

Temple, TX· 11.3 mi
Agency
Popular
1-2 agents

David Coufal Insurance Agency in Temple, TX offers personalized coverage for auto, home, life, farm, and business needs, emphasizing local expertise and trusted carriers. They focus on quick, human support and tailored policies to protect families and businesses in Central Texas.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: Consumers County Mutual Insurance Company, Dairyland County Mutual Insurance Company of Texas, Foremost County Mutual Insurance Company +25
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TI

Texas Liberty Insurance

Temple, TX· 9.1 mi
Agency
New on InsurConnect
1-2 agents

Texas Liberty Insurance Agency offers life, home, auto, and business insurance solutions with a focus on customized coverage and strong customer service. The agency highlights its expertise and commitment to protecting clients’ futures.

AutoCommercial GLHomeownersLife+2 more
Carriers: Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company, American Economy Insurance Company +38
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FI

Farmers Insurance - Ronnie Gaines

Temple, TX· 11.3 mi
Agency
Popular

Licensed insurance agency in Temple, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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BI

Budget Auto Insurance

Temple, TX· 8.7 mi
Agency
1-2 agents

Cheap Auto Insurance provides affordable car insurance coverage, offering low‑cost premiums, discounts, and a quick online quote system. The agency emphasizes helping customers compare quotes from multiple insurers to find the best rates and comprehensive coverage.

AutoCommercial GLHomeownersMotorcycle+2 more
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JC

John Corsi - State Farm Insurance Agent

Belton, TX· 14.2 mi
Agency
Very Popular
1-2 agents9yr

John Corsi opened his State Farm agency in 2017 in Belton, Texas, serving Bell, Williamson, and McLennan counties. The team emphasizes personalized service, bilingual support (English and Spanish), and over 50 years of combined experience. They offer a range of insurance products and are active in the local community.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
View Agency

Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.