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Umbrella Insurance in Universal City, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Universal City

Within 15 miles of Universal City, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 154.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
L Listed
Luis Corral - State Farm Insurance Agent
4.9 · 100+ reviews on Google15 yrs in business

Welcome to Luis Corral State Farm Insurance! We are the State Farm team in Universal City, serving Texas with bilingual assistance in English and Spanish. The agency offers Auto, Homeowners, Renters, Business, Life, Boat, Motorcycle, and other insurance products and has been serving the community for over fifteen years.

AutoBoatCommercial GLCommercial Property+5 moreSpanish
Converse, TX· 0.5 mi
Carriers: State Farm
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A Listed
Acrisure Universal City, TX (Liberatore Insurance Group, LLC.)
4.9 · 100+ reviews on Google

Acrisure is an insurance agency offering both business and personal insurance solutions, leveraging technology to connect clients with personalized coverage options. They serve individuals, small‑to‑mid‑size companies, and large enterprises across the United States.

AutoCommercial GLFloodHomeowners+3 more
Cibolo, TX· 1.1 mi
License on file (TDI)
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J Listed
John Delgado - State Farm Insurance Agent
4.5 · <100 reviews on Google52 yrs in business

John Delgado is a State Farm Agent in Universal City, Texas, serving the community since 1974. He offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and provides service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Converse, TX· 0.5 mi
Carriers: State Farm
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S Listed
Speedy Cash
4.9 · 1,000+ reviews on Google29 yrs in business

Speedy Cash is a loan company offering payday, installment, title loans and other credit products since 1997, serving over 10 million customers across the United States.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Converse, TX· 3.6 mi
Carriers: ACCC Insurance Company, Accident Insurance Company, Inc. +413-5 agents
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T Listed
Trutela Insurance
4.9 · 100+ reviews on Google

Trutela Insurance offers auto, homeowners, life, and business insurance coverage, serving San Antonio and multiple states across the U.S. The agency emphasizes personalized service and a comprehensive portfolio of policies to protect clients' assets.

AutoCommercial GLHomeownersLife+2 more
Floresville, TX· 6.0 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +1836+ agents
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C Listed
Cindy Deschamps: Allstate Insurance
4.7 · 100+ reviews on Google

Cindy Deschamps is an Allstate insurance agent in Schertz, Texas offering a range of personal insurance products including auto, home, renters, motorcycle, and life coverage. She serves the local community with a 4.4 rating based on over 600 reviews.

AutoCommercial GLHomeownersLife+3 moreSpanish
Cibolo, TX· 2.2 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +18
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B Listed
Bill Hicks - State Farm Insurance Agent
4.9 · 100+ reviews on Google31 yrs in business

Bill Hicks State Farm Insurance serves Schertz, Texas and surrounding areas, offering auto, home, life, renters, condo, motorcycle, RV, boat and business insurance. With over 31 years of experience as a local State Farm agent, Bill Hicks and his team provide personalized insurance and financial services to individuals and small businesses.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Converse, TX· 1.7 mi
Carriers: State Farm1-2 agents
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S Listed
Steven Garza - State Farm Insurance Agent
4.9 · 100+ reviews on Google8 yrs in business

Steven Garza Insurance Agency is a State Farm agency in Schertz, Texas serving Schertz, Cibolo, Selma and surrounding areas since 2018. The team offers a range of insurance products and provides service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cibolo, TX· 2.3 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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F Listed
Farmers Insurance - Steven Gonzales
4.9 · 100+ reviews on Google155 yrs in business

The National Association of Insurance Commissioners (NAIC) supports state insurance regulators by setting standards, providing research, analytics, and consumer protection resources. It has been serving the public interest and strengthening insurance markets since 1871.

AutoCommercial GLHomeownersRenters+1 more
Converse, TX· 2.2 mi
1-2 agents
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R Listed
Rollo Insurance
4.8 · <100 reviews on Google

Rollo Insurance agents are dedicated to helping you build your American Dream, offering personalized insurance solutions and lasting relationships. They mix and match coverage from over 200 carriers to provide the best price and coverage for clients. The agency emphasizes trust, loyalty, and authentic relationships in serving their community.

AutoHomeownersRentersCommercial GL+8 more
Converse, TX· 0.8 mi
1-2 agents
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T Listed
Texas Tag & Title #11
4.8 · 1,000+ reviews on Google14 yrs in business

Texas Tag and Title is a woman‑owned, family‑operated agency offering vehicle registration, title transfers, and related services across all 254 Texas counties. They provide online, drive‑thru, and virtual title clerk appointments for quick, convenient processing.

AutoCommercial GLHomeownersMotorcycle+2 more
Schertz, TX· 1.9 mi
1-2 agents
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D Listed
Dan Hernandez - State Farm Insurance Agent
4.8 · <100 reviews on Google

State Farm insurance agency led by Dan Hernandez offering auto, homeowners, renters, business, life, health and pet coverage. The team emphasizes personalized service, small‑business risk management, and community involvement in Universal City, Texas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Schertz, TX· 1.1 mi
Carriers: State Farm1-2 agents
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J Listed
Jeremy Fuller - State Farm Insurance Agent
4.9 · 500+ reviews on Google22 yrs in business

Jeremy Fuller is a State Farm insurance agent with 22 years of experience offering a full range of State Farm approved products including auto, home, renters, small business, disability, pet, and life insurance, serving the San Antonio area and surrounding states.

AutoBoatCommercial GLDisability+5 moreSpanish
Cibolo, TX· 4.0 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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L Listed
Lars Nielsen - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Lars Nielsen Insurance and Financial Services is a local State Farm agency in Converse, Texas, offering personalized insurance and financial services. Owner Lars Nielsen emphasizes transparent, customized coverage for homes, vehicles, families, and businesses in the Bexar County area.

AutoBoatCommercial GLDisability+5 moreSpanish
Converse, TX· 2.6 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +41-2 agents
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R Listed
Rick Cantara - State Farm Insurance Agent
4.8 · <100 reviews on Google22 yrs in business

Rick Cantara is a State Farm insurance agent in Selma, Texas, serving Selma and nearby communities. The agency offers auto, homeowners, renters, life, health, business (general liability, workers' comp, commercial auto) and pet insurance. It has been operating for 22 years.

AutoBoatCommercial GLHomeowners+4 more
Schertz, TX· 2.8 mi
Carriers: State Farm1-2 agents
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N Listed
Nate Obregon - State Farm Insurance Agent
4.9 · 100+ reviews on Google6 yrs in business

Nate Obregón is a State Farm insurance agent in Schertz, Texas, offering auto, homeowners, life, and business insurance. With over 15 years of financial‑services experience, he founded his agency in 2020 and serves English‑ and Spanish‑speaking communities across the region.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cibolo, TX· 4.3 mi
Carriers: State Farm1-2 agents
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C Listed
CIA (Colombo Insurance Agency)
4.8 · <100 reviews on Google9 yrs in business

Colombo Insurance is a fully independent, locally owned agency serving all of Texas since 2017 with over 30 years of combined industry experience. They partner with top A+ rated carriers and offer personal and commercial lines such as auto, home, life, farm & ranch, umbrella, flood and business owners. Their agents focus on personalized service and building lasting relationships with clients.

AutoBoatCommercial GLCommercial Property+7 more
Converse, TX· 1.8 mi
Carriers: ASI Lloyds, Aegis Security Insurance Company +871-2 agents
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D Listed
Desert West Insurance Agency, Inc.
4.8 · <100 reviews on Google54 yrs in business

Desert West Insurance Agency, Inc. is a full‑service Property & Casualty, Life & Health insurance agency offering a full menu of Personal Lines and Commercial Lines coverage. As a member of Trusted Choice Independent Insurance Agents of Texas, they provide access to multiple companies, competitive pricing, a broad choice of products, and dedicated advocacy for their clients.

AutoBoatCommercial GLCommercial Property+5 more
Converse, TX· 0.8 mi
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +85
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F Listed
Farmers Insurance - Taylor Agency
4.8 · <100 reviews on Google

Licensed insurance agency in Converse, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Converse, TX· 0.4 mi
Carriers: Farmers1-2 agents
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B Listed
Ben Zeitz - State Farm Insurance Agent
4.9 · 500+ reviews on Google8 yrs in business

Ben Zeitz State Farm Insurance Agency serves the entire state of Texas, focusing on Bexar, Guadalupe, Comal and Wilson Counties. Led by Ben Zeitz, who has been in the insurance industry since 2018, the agency offers auto, homeowners, renters, life, and business insurance among other products. The team emphasizes personalized service and has earned a 4.9/5 rating on Google.

AutoCommercial GLHomeownersLife+2 moreSpanish
Converse, TX· 4.3 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
View profile
R Listed
Ruggero Cinquino: Allstate Insurance
3.8 · <100 reviews on Google

Ruggero Cinquino is an Allstate insurance agent serving Universal City, TX. He focuses on building relationships with local families and offers a range of coverage options to meet their car, home, and personal needs.

AutoBoatCommercial GLHomeowners+4 more
Converse, TX· 0.4 mi
Carriers: Allstate
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A Listed
A-MAX Auto Insurance
3.9 · 100+ reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for cars, homes, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Converse, TX· 0.5 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
View profile
F Listed
First Command
4.8 · <100 reviews on Google

Coaching those who serve in their pursuit of financial security.

AutoCommercial GLHomeownersRenters+1 more
Universal City, TX· 1.2 mi
1-2 agents
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.

Umbrella insurance in other Texas cities

Other insurance types in Universal City