Umbrella Insurance in West Lake Hills, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
24 umbrella insurance agencies in West Lake Hills
Within 15 miles of West Lake Hills, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Combined Agents of America, LLC is a privately held aggregator group that strengthens independent agencies by combining expertise and relationships. Their mission is to foster profitable growth with quality, stable insurance companies while providing unsurpassed service and a wide variety of products to clients.
The Lambert Agency is an independent insurance agency based in Austin, Texas that provides personalized insurance solutions for individuals and businesses, emphasizing clear communication and long‑term relationships.
Abt Insurance Agency simplifies Medicare by offering free consultations, comparing over 30 carriers, handling paperwork, and providing ongoing support for the life of the policy.
Dean & Davis Insurance is a local, family‑owned independent agency in Austin, operating since 1969. They provide straightforward, personalized home and auto insurance with bilingual (English and Spanish) service and a focus on long‑term customer relationships.
Aminda Gamboa runs an Allstate agency in Austin, Texas, serving families and individuals with personalized insurance solutions. With over 20 years in the Austin community, the agency offers a range of coverage options including auto, home, renters, motorcycle, life and boat insurance. The team focuses on peace of mind and long‑term relationships with clients.
Waterloo Insurance, based in Austin, Texas, specializes exclusively in commercial property and casualty insurance for transportation, contractor, and construction supply businesses. Their focus is on helping clients manage fleet auto exposures and DOT‑regulated risks through tailored loss‑control programs.
Cedar Oak Insurance serves Austin and surrounding Texas communities, helping individuals save money, businesses reduce risk, and families protect their financial future.
Southwest Insurance Center is an Austin‑owned, full‑service insurance agency offering a range of personal and commercial coverage options. They provide auto, home, commercial and life insurance and emphasize technology‑driven service and friendly customer support. The agency serves Austin and surrounding areas such as Buda, Kyle, and Dripping Springs.
Licensed insurance agency in Austin, TX; represents 65 carriers.
Keep Austin Insured is an independent insurance agency located in Austin, TX, offering a range of personal and business insurance products. They work with top A‑rated carriers to provide coverage such as homeowners, auto, business and power‑sports insurance.
Stanley Insurance Agency, an Authorized Progressive Agent in Austin, Texas, has been serving the greater Austin area since 1983. They provide a range of insurance products including auto, home, renters, motorcycle, boat, and commercial coverage, leveraging over 30 carriers to offer competitive rates. The agency operates from two Austin locations and emphasizes personalized service and quick quotes.
Stanley Insurance Agency, an Authorized Progressive Agent based in Austin, TX, has been serving the greater Austin area since 1983. They offer a range of insurance products including auto, motorcycle, RV, homeowners, renters, boat, and commercial coverage through over 30 companies. The agency operates two local locations and emphasizes affordable rates and personalized service.
Kenny Hill runs a State Farm‑affiliated agency in Austin offering personalized insurance solutions for auto, home, renters, life and other personal and business risks. The team emphasizes local, fast, friendly service and helps customers navigate coverage across Texas’ many perils.
Fiesta Insurance offers simple auto insurance and a full suite of personal and business tax services. Their team provides coverage for auto, home, business, rental property, boat, and motorcycle, aiming to treat customers like family. They serve both English and Spanish speaking communities.
An independent insurance agency in Austin, TX offering auto, home, renters, and business insurance solutions. They focus on personalized service, evaluating each client’s unique needs to find the best coverage. The agency emphasizes friendly, full‑service support for individuals and businesses.
Fact Insurance Texas is a family‑owned independent agency founded in 2001 in Austin, Texas. It helps individuals and businesses compare auto, home, life, and farm insurance options across the state, emphasizing clear guidance and unbiased carrier selection.
Direct Auto Insurance, a subsidiary of Allstate, offers auto, motorcycle, commercial auto, renters and term life insurance with multiple discount options. Founded in 1991, the agency serves customers nationwide through over 500 local stores and 24/7 support.
Central Insurance Agency is a family‑owned independent agency in Austin, Texas, serving families and businesses since 1958. They offer a range of personal and commercial policies and focus on building lasting relationships based on trust and service.
Acceptance Insurance is a regional office offering a wide range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage. They serve customers in Austin, Texas and surrounding areas, providing quotes by phone or online.
Time Insurance Agency, founded in 1961 by retired Navy pilot John P. Schuler, is a boutique independent agency serving Texas for three generations. The agency offers a wide range of personal and commercial insurance products with a focus on transparency, trust, and competitive pricing. It operates from an office on East Riverside Drive and emphasizes fast, personalized service.
GEICO Insurance Agency in Austin, Texas provides a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage, offering online quotes and policy management.
Christensen Group Insurance is an employee‑owned agency that provides business, personal, employee benefits and financial services. Their team of independent brokers focuses on risk management and customized coverage solutions for clients in Minnesota and beyond.
Licensed insurance agency in Austin, TX; represents 4 carriers.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.