Umbrella Insurance in Wichita Falls, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
24 umbrella insurance agencies in Wichita Falls
Within 15 miles of Wichita Falls, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Mark Inman Insurance Agency, founded in 1989, serves North Texas, Oklahoma and surrounding areas offering personal property, auto, motorcycle, boat and other specialty insurance products. The agency emphasizes affordable prices, heritage and exceptional service.
Jones Insurance Agency provides home, auto, commercial, investors, and life insurance solutions with personalized service in Texas, emphasizing attentive support and flexible remote assistance.
Eichelmann Insurance Agency provides tailored insurance solutions for individuals and businesses across Texas, boasting over 14 years of experience. As an independent agency they partner with numerous carriers to find reliable and affordable coverage.
All American Insurance offers auto, home, business, and life insurance services in Wichita Falls, TX. Their staff of insurance professionals helps customers navigate policy options and find coverage from a variety of carriers. They emphasize personalized service and peace of mind for individuals and families.
Welcome to Higginbotham, your partner in Wichita Falls for insurance, employee benefits and human resources services. Our team combines local knowledge and a national network of insurance brokers to help create customized and cost-effective solutions for you.
NavSav Insurance assists clients in finding insurance policies that fit their lifestyle, offering a range of personal and commercial lines such as home, auto, renters, business, natural disaster, marine, and motorcycle coverage.
Licensed insurance agency in Wichita Falls, TX; represents 11 carriers.
Acceptance Insurance is an agency offering a variety of personal insurance products such as auto, homeowners, renters, life, boat and motorcycle coverage. Customers can request quotes online or by calling 877‑405‑7102. The site highlights quick‑quote tools and links to social media.
Licensed insurance agency in Wichita Falls, TX; represents 45 carriers.
Freeway can support all your insurance needs in all 50 U.S. States.
Morris Insurance Agency, LLC is a family‑owned insurance agency serving Wichita Falls, Texas and surrounding communities for four generations. They provide personal and commercial insurance solutions including auto, home, life, and specialty lines.
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Tracey Denson is a State Farm Insurance Agent serving Wichita Falls, TX and surrounding North Central Texas communities. With 20 years of experience, her team offers a full range of personal and commercial insurance products and financial services.
Brycen Whitaker is a State Farm insurance agent serving Texas and Oklahoma, offering auto, home, life, and health insurance. He has over a decade of experience and has been a State Farm agent since 2018.
Mike Morris is a State Farm insurance agent in Wichita Falls, TX, serving the community since 1998. He and his team offer a range of products including auto, home, life and commercial insurance, focusing on personalized service.
Licensed insurance agency in Wichita Falls, TX; represents 60 carriers.
Pond Insurance Agency is an independent insurance agency offering a wide range of coverage options—including auto, homeowners, renters, business, life, health, flood, earthquake, motorcycle and boat insurance. They partner with dozens of carriers to provide free quotes and personalized service for individuals and businesses in their community.
Holub Insurance Agency, serving Wichita Falls since 1979, provides a range of coverage options including auto, homeowner’s, life, farm, small business and recreational vehicle insurance. The locally owned agency emphasizes personalized service and long‑term relationships with its customers.
Kenneth Cluley is a second‑generation State Farm agent serving Wichita Falls, offering personalized auto, home, health, life, motorcycle, boat and other insurance solutions. He emphasizes finding the right coverage over the cheapest, and prides himself on helping families protect their assets and enjoy summer travel. The agency is known for its 5‑star rating on Google with over 300 reviews.
Montoya Insurance Group, LLC is a family‑owned independent agency in Wichita Falls offering personal and commercial insurance including home, auto, life and business coverage. They emphasize affordable, reliable service and work with multiple carriers to find the right policy for each client.
Mindy Anderle is an experienced State Farm agent who has been serving customers since 2007. She focuses on auto, fire, and life insurance needs and is dedicated to delivering exceptional service to her community. Her team collectively brings 80 years of insurance experience.
Fred Loya Insurance provides auto insurance across 12 states with over 800 offices, offering same‑day coverage, multiple discounts, and a full range of auto coverages such as liability, comprehensive, collision, and more.
Allstate provides auto, home, and life insurance across Texas, offering coverage options and resources through its network of local agents.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.