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Umbrella Insurance in Wolfforth, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Wolfforth

Within 15 miles of Wolfforth, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 313.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
G Listed
Grimes Insurance Agency Inc.
4.9 · 1,000+ reviews on Google78 yrs in business

Grimes Insurance Agency has been protecting West Texans for over 70 years. As an independent agency founded in 1948, it offers property, vehicle, business, and real‑estate investor insurance by comparing multiple carriers to find the best coverage and price. The agency emphasizes local service and community involvement.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Lubbock, TX· 5.0 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +1481-2 agents
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F Listed
Farmers Insurance - Jonathan Shaw
4.8 · 100+ reviews on Google

The Jonathan Shaw Agency is a Texas-based insurance agency offering a range of personal and business insurance products. Their dedicated team focuses on personalized service, helping families and businesses choose appropriate coverage.

AutoCommercial GLHomeownersLife+2 more
Lubbock, TX· 5.1 mi
License on file (TDI)
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D Listed
Direct Auto Insurance
4.9 · 100+ reviews on Google

Direct Auto is a car insurance agency located at 6315 82nd St inside Walmart in Lubbock, Texas. They offer flexible payment options and a variety of insurance products such as auto, term life, roadside assistance, SR‑22, DynamicDrive and collision coverage.

AutoCommercial GLHomeownersLife+3 more
Lubbock, TX· 5.2 mi
1-2 agents
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L Listed
LSM Insurance Agency
4.9 · 100+ reviews on Google15 yrs in business

LSM Insurance Agency in Lubbock, Texas offers personal and commercial insurance solutions, comparing hundreds of carriers to find the best coverage and price. They provide auto, home, life, renters, and business insurance with a focus on integrity and client care.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Lubbock, TX· 8.8 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY +37
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F Listed
Farmers Insurance - William Smith Agency
4.9 · 100+ reviews on Google2 yrs in business

William Smith opened the Farmers Insurance – William Smith Agency in 2024 to provide clear, local guidance across Texas. He helps clients understand options for auto, home, life, renters, and business coverage and choose the right plans.

AutoCommercial GLHomeownersLife+2 more
Lubbock, TX· 10.2 mi
Carriers: Farmers Insurance
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A Listed
Ana Borrego - State Farm Insurance Agent
4.8 · 100+ reviews on Google12 yrs in business

Ana Borrego is a State Farm agent serving Lubbock, Texas since 2014, offering auto, home, life and other insurance products. She and her team provide personalized service and speak both English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Lubbock, TX· 6.8 mi
Carriers: State Farm1-2 agents
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L Listed
Lubbock Insurance Agency
4.8 · <100 reviews on Google

Lubbock Insurance Agency is an independent agency serving the Lubbock area and throughout Texas, offering personal and commercial insurance solutions through a range of carriers. They provide auto, homeowners, boat, flood, and various business coverages with a focus on personalized service.

AutoBoatCommercial GLCommercial Property+4 more
Lubbock, TX· 6.0 mi
Carriers: American Agri-Business Insurance Company
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F Listed
Freeway Insurance
4.9 · 100+ reviews on Google

Freeway Insurance offers a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, and life coverage, and serves customers across all 50 U.S. states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Lubbock, TX· 8.0 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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A Listed
Amtex Insurance
4.8 · <100 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, renters, and business insurance with a focus on quick, personalized service. Their agents emphasize local, face‑to‑face support and promise low rates by shopping multiple carriers. The agency highlights over 25 years of service and thousands of satisfied customers.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Lubbock, TX· 11.7 mi
Carriers: Alinsco Insurance Company, American Hallmark Insurance Company of Texas +12
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A Listed
ARCHGATE INSURANCE AGENCY INC
4.9 · 100+ reviews on Google

Licensed insurance agency in Lubbock, TX; represents 36 carriers.

AutoHomeownersRentersCommercial GL+1 more
Lubbock, TX· 5.5 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, American Economy Insurance Company +341-2 agents
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T Listed
The Shropshire Insurance Agency, Inc.
4.8 · <100 reviews on Google

Shropshire Insurance is an independent Texas agency that assists clients with a broad range of insurance needs, offering unbiased advice and customized strategies for life’s milestones. They provide personal and commercial lines, emphasizing service standards and community involvement.

AutoHomeownersRentersCommercial GL+5 more
Lubbock, TX· 6.7 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +1651-2 agents
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B Listed
Bledsoe Insurance Agency, Inc.
4.8 · <100 reviews on Google51 yrs in business

Bledsoe Insurance is an independent agency located in Lubbock, TX offering residential, commercial and life insurance solutions with affordable rates and personalized service. Since 1975 they have helped West Texas families and businesses protect their homes, vehicles and businesses through a variety of carriers.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Lubbock, TX· 7.5 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +128
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J Listed
Javier Moreno: Allstate Insurance
4.1 · <100 reviews on Google

Javier Moreno is an Allstate insurance agent in Lubbock, TX who enjoys building relationships with local families and helping them find insurance solutions that fit their lifestyle and budget. He offers a wide variety of coverage options, including auto, home, renters, motorcycle, life, and boat insurance, and is committed to assisting residents with both immediate and long‑term insurance needs.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Lubbock, TX· 6.1 mi
Carriers: Allstate
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H Listed
Hettler Insurance Agency
4.4 · <100 reviews on Google30 yrs in business

Hettler Insurance Agency in Lubbock, Texas provides auto, home, business, life, and health insurance with personalized service. With over 30 years in business they offer a wide range of coverage options and work with multiple carriers to find the best policies for clients.

AutoHomeownersRentersCommercial GL+7 more
Lubbock, TX· 7.9 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, AETNA HEALTH AND LIFE INSURANCE COMPANY +1263-5 agents
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A Listed
Alliance Insurance Agency
4.6 · <100 reviews on Google

Alliance Insurance Agency serves Lubbock, TX and the surrounding West Texas area, offering personal and commercial insurance solutions. The agency highlights its experienced, reliable team and focuses on finding the best coverage for families and businesses.

AutoBoatCommercial GLHomeowners+3 more
Lubbock, TX· 9.3 mi
Carriers: Allmerica Financial Alliance Insurance Company, Allmerica Financial Benefit Insurance Company +26
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A Listed
Acceptance Insurance
4.8 · 100+ reviews on Google

Acceptance Insurance provides a wide range of insurance products including auto, homeowners, renters, life, motorcycle, and boat coverage, as well as business and health insurance options.

AutoBoatCommercial GLHomeowners+4 more
Lubbock, TX· 9.4 mi
Carriers: First Acceptance Insurance Company, Confie (parent MGA)1-2 agents
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W Listed
Weston Taylor Insurance
4.8 · <100 reviews on Google

Weston Taylor Insurance is an independent, locally‑owned agency offering property, auto, and commercial insurance. They emphasize personalized customer service and aim to protect families and businesses alike.

AutoBoatCommercial GLCommercial Property+3 more
Lubbock, TX· 8.6 mi
1-2 agents
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C Listed
CHRISTIE BROWN-HERNANDEZ INSURANCE AGENCY, INC.
4.9 · 100+ reviews on Google

Licensed insurance agency in Lubbock, TX; represents 8 carriers.

AutoHomeownersRentersCommercial GL+1 more
Lubbock, TX· 7.8 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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W Listed
WORX PAYROLL, LLC
4.8 · <100 reviews on Google

Licensed insurance agency in Lubbock, TX; represents 1 carrier.

AutoHomeownersRentersCommercial GL+1 more
Lubbock, TX· 4.9 mi
Carriers: American Family Life Assurance Company of Columbus1-2 agents
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A Listed
AGRISOMPO NORTH AMERICA, INC.
4.1 · <100 reviews on Google

Licensed insurance agency in Lubbock, TX; represents 2 carriers.

AutoHomeownersRentersCommercial GL+1 more
Lubbock, TX· 4.7 mi
Carriers: American Agri-Business Insurance Company, GuideOne Specialty Insurance Company
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K Listed
Keith Roberts - GEICO Insurance Agent
4.6 · 100+ reviews on Google

Licensed insurance agency in Lubbock, TX; represents 1 carrier.

AutoHomeownersRentersMotorcycle+6 moreSpanish
Lubbock, TX· 5.8 mi
Carriers: GEICO1-2 agents
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S Listed
South Plains Insurance Agency
4.8 · <100 reviews on Google

South Plains Insurance is a locally owned agency in Lubbock, TX offering personalized auto, home, health, Medicare and business insurance solutions to individuals and businesses across West Texas.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Lubbock, TX· 7.9 mi
1-2 agents
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W Listed
West Texas Insurance of Lubbock
4.8 · <100 reviews on Google31 yrs in business

Welcome to West Texas Insurance Agency! We are a multi-line agency offering competitive personal and commercial coverage throughout Texas. Our agency is staffed by proven insurance professionals committed to providing our clients with highly personalized service. Starting modestly as an insurance company in 1995, we have continued to deliver integrated insurance policies and today, we are recognized as a giant in the Texas insurance industry.

AutoCommercial GLHomeownersLife+3 more
Lubbock, TX· 11.6 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +213-5 agents
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.

Umbrella insurance in other Texas cities

Other insurance types in Wolfforth