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Life Insurance in Schertz, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Schertz

Within 15 miles of Schertz, TX. Click any agency to view profile, contact info, and request a quote.

RA

R. Tackett Insurance Agency

Cibolo, TX· 2.5 mi
Agency
Popular
10+ agents10yr

R. Tackett Insurance Agency LLC is an independent insurance agency serving Central Texas, offering auto, home, life, commercial, and farm & ranch insurance. Founded in 2016, they focus on personalized service and local roots.

AutoCommercial GLFarmHomeowners+3 more
Carriers: ASI Lloyds, Ace American Insurance Company, Ace Fire Underwriters Insurance Company +87
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CC

Cibolo Schertz Insurance Center "The CSI Center"

Cibolo, TX· 1.6 mi
Agency
New on InsurConnect
10+ agents

Independent insurance agency focused on personalized service, founded by Sandra Padilla. The agency offers a variety of insurance products and emphasizes client education and support.

AutoHomeownersLifeMotorcycle+1 more
Carriers: Ace American Insurance Company, Ace Property and Casualty Insurance Company, Empire Fire and Marine Insurance Company +1
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FI

Farmers Insurance - Taylor Agency

Converse, TX· 1.8 mi
Agency
Popular
20+ agents

Licensed insurance agency in Converse, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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HA

Hickman Insurance Agency

Schertz, TX· 2.9 mi
Agency
Popular
10+ agents

Licensed insurance agency in Schertz, TX; represents 21 carriers.

AutoCommercial GLHomeownersLife+2 more
Carriers: Consumers County Mutual Insurance Company, Foremost County Mutual Insurance Company, Foremost Insurance Company Grand Rapids, Michigan +18
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WA

Will Peterson Insurance Agency

Cibolo, TX· 1.4 mi
Agency
No reviews yet
10+ agents

Allstate agents in Texas provide auto, homeowners, and life insurance coverage across the state.

AutoCommercial GLHomeownersLife+2 more
Carriers: Allstate
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BI

Bienvenido Insurance

San Antonio, TX· 11.9 mi
Agency
Very Popular
10+ agents12yr

Bienvenido Insurance is a locally owned agency that helps customers secure auto, home, renters, life, motorcycle and commercial insurance policies. Their staff emphasizes personalized service, fast response, and finding the best rates from a wide range of carriers. They have been serving the community for over a decade.

Spanish
AutoCommercial GLHomeownersLife+3 more
Carriers: ACCC Insurance Company, Alinsco Insurance Company, Allied Trust Insurance Company +18
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TT

The Insurance Agency TX

Converse, TX· 7.9 mi
Agency
New on InsurConnect
10+ agents

The Insurance Guys is an independent insurance agency. We help individuals and businesses find insurance coverage tailored to their specific needs. We draw from a vast pool of experience with personal insurance and commercial insurance policies from a range of respected insurance providers.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: Aetna Better Health of Texas Inc., Aetna Health Inc., Care Improvement Plus South Central Insurance Company +8
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BH

Bill Hicks - State Farm Insurance Agent

Converse, TX· 0.4 mi
Agency
Very Popular
1-2 agents31yr

Bill Hicks State Farm Insurance serves Schertz, Texas and surrounding areas, offering auto, home, life, renters, condo, motorcycle, RV, boat and business insurance. With over 31 years of experience as a local State Farm agent, Bill Hicks and his team provide personalized insurance and financial services to individuals and small businesses.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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BA

Brenda Heulitt Insurance Agency

New Braunfels, TX· 13.2 mi
Agency
Popular
20+ agents13yr

Independent insurance broker helping Texas families and businesses understand their coverage, avoid costly gaps, and stay protected long after the policy is purchased.

AutoCommercial GLHomeownersLife+2 more
Carriers: AssuranceAmerica Insurance Company, Economy Fire & Casualty Company, Economy Preferred Insurance Company +5
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SG

Steven Garza - State Farm Insurance Agent

Cibolo, TX· 1.6 mi
Agency
Very Popular
1-2 agents8yr

Steven Garza Insurance Agency is a State Farm agency in Schertz, Texas serving Schertz, Cibolo, Selma and surrounding areas since 2018. The team offers a range of insurance products and provides service in English and Spanish.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +5
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JF

Jeremy Fuller - State Farm Insurance Agent

Cibolo, TX· 2.3 mi
Agency
Very Popular
1-2 agents22yr

Jeremy Fuller is a State Farm insurance agent with 22 years of experience offering a full range of State Farm approved products including auto, home, renters, small business, disability, pet, and life insurance, serving the San Antonio area and surrounding states.

Spanish
AutoBoatCommercial GLDisability+5 more
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +5
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LC

Luis Corral - State Farm Insurance Agent

Converse, TX· 1.7 mi
Agency
Very Popular
1-2 agents15yr

Welcome to Luis Corral State Farm Insurance! We are the State Farm team in Universal City, serving Texas with bilingual assistance in English and Spanish. The agency offers Auto, Homeowners, Renters, Business, Life, Boat, Motorcycle, and other insurance products and has been serving the community for over fifteen years.

Spanish
AutoBoatCommercial GLCommercial Property+5 more
Carriers: State Farm
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CA

CIA (Colombo Insurance Agency)

Converse, TX· 0.5 mi
Agency
1-2 agents9yr

Colombo Insurance is a fully independent, locally owned agency serving all of Texas since 2017 with over 30 years of combined industry experience. They partner with top A+ rated carriers and offer personal and commercial lines such as auto, home, life, farm & ranch, umbrella, flood and business owners. Their agents focus on personalized service and building lasting relationships with clients.

AutoBoatCommercial GLCommercial Property+7 more
Carriers: ASI Lloyds, Aegis Security Insurance Company, Alinsco Insurance Company +86
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CD

Cindy Deschamps: Allstate Insurance

Cibolo, TX· 1.4 mi
Agency
Very Popular
1-2 agents

Cindy Deschamps is an Allstate insurance agent in Schertz, Texas offering a range of personal insurance products including auto, home, renters, motorcycle, and life coverage. She serves the local community with a 4.4 rating based on over 600 reviews.

Spanish
AutoCommercial GLHomeownersLife+3 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +17
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NO

Nate Obregon - State Farm Insurance Agent

Cibolo, TX· 3.9 mi
Agency
Very Popular
1-2 agents6yr

Nate Obregón is a State Farm insurance agent in Schertz, Texas, offering auto, homeowners, life, and business insurance. With over 15 years of financial‑services experience, he founded his agency in 2020 and serves English‑ and Spanish‑speaking communities across the region.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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JM

Joel Munis: Allstate Insurance

Cibolo, TX· 1.4 mi
Agency
Popular
1-2 agents11yr

Joel Munis has been an independent business owner since 1999 and an Allstate insurance agent for over eighteen years, operating his agency since 2015. He focuses on helping local families protect their homes, vehicles and financial future while building community relationships.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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DH

Dan Hernandez - State Farm Insurance Agent

Schertz, TX· 2.7 mi
Agency
Popular
3-5 agents

State Farm insurance agency led by Dan Hernandez offering auto, homeowners, renters, business, life, health and pet coverage. The team emphasizes personalized service, small‑business risk management, and community involvement in Universal City, Texas.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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RI

Rollo Insurance

Converse, TX· 2.7 mi
Agency
Popular
3-5 agents

Rollo Insurance agents are dedicated to helping you build your American Dream, offering personalized insurance solutions and lasting relationships. They mix and match coverage from over 200 carriers to provide the best price and coverage for clients. The agency emphasizes trust, loyalty, and authentic relationships in serving their community.

AutoHomeownersRentersCommercial GL+8 more
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AH

Alex Hartman - State Farm Insurance Agent

Cibolo, TX· 2.5 mi
Agency
Very Popular
1-2 agents

The Alex Hartman State Farm Agent office in Cibolo, TX provides insurance for individuals, families, and businesses, offering auto, homeowners, renters, life, motorcycle and boat coverage. The agency emphasizes personalized service and active community involvement.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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TI

Texas Preferred Insurance

New Braunfels, TX· 13.2 mi
Agency
Popular
6+ agents23yr

Texas Preferred Insurance has been helping people protect their financial future since 2003, offering a range of insurance products across multiple states.

AutoCommercial GLHomeownersLife+2 more
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JD

John Delgado - State Farm Insurance Agent

Converse, TX· 1.4 mi
Agency
1-2 agents52yr

John Delgado is a State Farm Agent in Universal City, Texas, serving the community since 1974. He offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and provides service in English and Spanish.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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DI

Direct Auto Insurance

Seguin, TX· 7.4 mi
Agency
Very Popular
3-5 agents

Direct Auto insurance agency located at 5502 Walzem Rd in San Antonio, offering car insurance, term life insurance, roadside assistance, and SR-22 filings with flexible payment options.

AutoCommercial GLHomeownersLife+2 more
Carriers: Direct Auto Insurance, National General Insurance Group
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FI

Farmers Insurance - Natascha Reynoso

Cibolo, TX· 3.9 mi
Agency
Very Popular

Licensed insurance agency in Cibolo, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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AL

Acrisure Universal City, TX (Liberatore Insurance Group, LLC.)

Cibolo, TX· 2.6 mi
Agency
Very Popular
1-2 agents

Acrisure is an insurance agency offering both business and personal insurance solutions, leveraging technology to connect clients with personalized coverage options. They serve individuals, small‑to‑mid‑size companies, and large enterprises across the United States.

AutoCommercial GLFloodHomeowners+3 more
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.