Flood Insurance in Schertz, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
13 flood insurance agencies in Schertz
Within 15 miles of Schertz, TX. Click any agency to view profile, contact info, and request a quote.
Standard Casualty Company
Standard Casualty Company specializes in affordable mobile, manufactured, modular, and factory‑built home insurance. Founded in 1961, they provide comprehensive coverage including fire, hail, windstorm, flood, and earthquake. They are part of the Cavco family and focus on protecting families and their homes.
CIA (Colombo Insurance Agency)
Colombo Insurance is a fully independent, locally owned agency serving all of Texas since 2017 with over 30 years of combined industry experience. They partner with top A+ rated carriers and offer personal and commercial lines such as auto, home, life, farm & ranch, umbrella, flood and business owners. Their agents focus on personalized service and building lasting relationships with clients.
Acrisure Universal City, TX (Liberatore Insurance Group, LLC.)
Acrisure is an insurance agency offering both business and personal insurance solutions, leveraging technology to connect clients with personalized coverage options. They serve individuals, small‑to‑mid‑size companies, and large enterprises across the United States.
Independent Insurance Center, Inc
Independent Insurance Center, Inc. (IIC) is a Texas‑based independent agency with over 100 years of experience serving businesses and individuals. They offer personal and commercial insurance solutions, including property, auto, farm, boat and specialty coverage, backed by a team of experienced agents.
Volt Insurance Agency
Volt Insurance Agency provides the insurance you need to protect your lifestyle. We are a locally‑owned, family‑operated independent insurance agency serving New Braunfels, TX, and surrounding communities.
Laskowski Insurance Agency
Laskowski Insurance Agency is an independent agency offering a wide variety of insurance choices from reputable carriers. They focus on expert advice, extensive options, and superior customer service for individuals, families, and businesses.
Goosehead Insurance - Jimmy Gutierrez
Goosehead Insurance is an agency that helps customers find coverage for home, auto, renters, boat, motorcycle and flood insurance by comparing policies from over 200 carriers. They emphasize personalized service and expert agents to provide the right protection at the best price.
Goosehead Insurance - Gabe Becerra
Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood coverage through a network of over 200 carriers, providing quotes and personalized service via local agents in Selma, TX.
KDJ Insurance Agency
KDJ Insurance is an independent agency that offers professional insurance counseling and a full range of products for individuals and businesses. They focus on providing cost‑effective coverage, periodic reviews, and personalized service to the Schertz, Cibolo, Universal City, and Marion areas.
Comaltex Insurance Agency
Comaltex Insurance is a locally owned agency serving New Braunfels and Comal County since 1948, offering personalized insurance solutions for individuals and businesses. They provide coverage for home, auto, renters, life, and commercial lines, working with multiple carriers to find the best rates.
Heimer Insurance Services, Inc.
Heimer Insurance provides personal insurance solutions such as home, renters, auto, life, and flood coverage across 40 states. The agency highlights fast, attentive service and claims to represent 32 insurance carriers. Their website emphasizes customer satisfaction and extensive experience.
CEDARBROOK Insurance Group
At Cedarbrook Insurance Group, we have a passion for protection. Serving clients in Texas and across the country, we partner with top-tier insurance providers to offer coverage that truly safeguards what matters most. Our independent agents are committed to understanding your unique needs and creating solutions that help offer peace of mind.
Will Ramirez - GEICO Insurance Agent
GEICO Insurance Agency in San Antonio offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, and commercial coverage. Customers can obtain quotes online and manage policies through the GEICO online portal.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.