Homeowners Insurance in Schertz, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Schertz
Within 15 miles of Schertz, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
R. Tackett Insurance Agency LLC is an independent insurance agency serving Central Texas, offering auto, home, life, commercial, and farm & ranch insurance. Founded in 2016, they focus on personalized service and local roots.
Texas Tag and Title is a woman‑owned, family‑operated agency offering vehicle registration, title transfers, and related services across all 254 Texas counties. They provide online, drive‑thru, and virtual title clerk appointments for quick, convenient processing.
Speedy Cash is a loan company offering payday, installment, title loans and other credit products since 1997, serving over 10 million customers across the United States.
Coaching those who serve in their pursuit of financial security.
Independent insurance agency focused on personalized service, founded by Sandra Padilla. The agency offers a variety of insurance products and emphasizes client education and support.
Licensed insurance agency in Converse, TX; represents 1 carrier.
Independence Title Schertz Office provides title and escrow services to the Schertz, TX community. The office is staffed by a branch manager and several escrow officers who can be reached by phone or email.
Prestige Claims Service provides comprehensive claims handling for commercial, residential, catastrophe, daily, appraisal, and umpire services, emphasizing quality, integrity, and excellence.
Elite Tax Services, LLC provides tax preparation, planning, and forensic investigation services, emphasizing responsive, personalized client care throughout the San Antonio area and surrounding communities.
Licensed insurance agency in Schertz, TX; represents 21 carriers.
Melody Nasiatka is a licensed Medicare broker in San Antonio helping seniors navigate Medicare Advantage and other Medicare options. She offers one‑on‑one consultations, side‑by‑side plan comparisons, and educational presentations.
Insight Eyecare is an optometry practice in Cibolo, Texas offering comprehensive eye exams, contact lenses, glasses, and specialty services such as Ortho‑K. The clinic emphasizes personalized patient care, a comfortable environment, and same‑day glasses. They accept insurance and offer financing options.
TruckSure Insurance provides reliable, affordable truck insurance tailored for owner‑operators and fleets across the United States. Their coverage protects vehicles, cargo, and business liability, offering physical damage, commercial auto liability, cargo, and general liability options. The agency emphasizes fast claims processing and dedicated roadside support.
Allstate agents in Texas provide auto, homeowners, and life insurance coverage across the state.
San Antonio Auto Title provides fast and convenient title transfers, registrations, and inspections across seven locations in San Antonio. They partner with a local dealership to streamline vehicle paperwork for new residents and buyers.
Bienvenido Insurance is a locally owned agency that helps customers secure auto, home, renters, life, motorcycle and commercial insurance policies. Their staff emphasizes personalized service, fast response, and finding the best rates from a wide range of carriers. They have been serving the community for over a decade.
The Insurance Guys is an independent insurance agency. We help individuals and businesses find insurance coverage tailored to their specific needs. We draw from a vast pool of experience with personal insurance and commercial insurance policies from a range of respected insurance providers.
Licensed insurance agency in San Antonio, TX; represents 20 carriers.
Licensed insurance agency in Cibolo, TX. Contact directly for available products and carriers.
Bill Hicks State Farm Insurance serves Schertz, Texas and surrounding areas, offering auto, home, life, renters, condo, motorcycle, RV, boat and business insurance. With over 31 years of experience as a local State Farm agent, Bill Hicks and his team provide personalized insurance and financial services to individuals and small businesses.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for cars, homes, roadside assistance and more while delivering personalized service you can count on.
Standard Casualty Company specializes in affordable mobile, manufactured, modular, and factory‑built home insurance. Founded in 1961, they provide comprehensive coverage including fire, hail, windstorm, flood, and earthquake. They are part of the Cavco family and focus on protecting families and their homes.
Independent insurance broker helping Texas families and businesses understand their coverage, avoid costly gaps, and stay protected long after the policy is purchased.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.