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Commercial Liability Insurance in Schertz, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Schertz

Within 15 miles of Schertz, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 153.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
R Listed
R. Tackett Insurance Agency
4.8 · 34 reviews on Google10 yrs in business

R. Tackett Insurance Agency LLC is an independent insurance agency serving Central Texas, offering auto, home, life, commercial, and farm & ranch insurance. Founded in 2016, they focus on personalized service and local roots.

AutoCommercial GLFarmHomeowners+3 more
Cibolo, TX· 2.5 mi
Carriers: ASI Lloyds, Ace American Insurance Company +8810+ agents
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T Listed
Texas Tag & Title #11
4.8 · 1,883 reviews on Google14 yrs in business

Texas Tag and Title is a woman‑owned, family‑operated agency offering vehicle registration, title transfers, and related services across all 254 Texas counties. They provide online, drive‑thru, and virtual title clerk appointments for quick, convenient processing.

AutoCommercial GLHomeownersMotorcycle+2 more
Schertz, TX· 3.5 mi
20+ agents
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S Listed
Speedy Cash
4.9 · 1,810 reviews on Google29 yrs in business

Speedy Cash is a loan company offering payday, installment, title loans and other credit products since 1997, serving over 10 million customers across the United States.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Converse, TX· 4.9 mi
Carriers: ACCC Insurance Company, Accident Insurance Company, Inc. +4110+ agents
View profile
F Listed
First Command
4.8 · 17 reviews on Google

Coaching those who serve in their pursuit of financial security.

AutoCommercial GLHomeownersRenters+1 more
Universal City, TX· 2.8 mi
10+ agents
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F Listed
Farmers Insurance - Taylor Agency
4.8 · 50 reviews on Google

Licensed insurance agency in Converse, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Converse, TX· 1.8 mi
Carriers: Farmers20+ agents
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I Listed
Independence Title Schertz
4.4 · 72 reviews on Google

Independence Title Schertz Office provides title and escrow services to the Schertz, TX community. The office is staffed by a branch manager and several escrow officers who can be reached by phone or email.

AutoCommercial GLHomeownersRenters+1 more
Cibolo, TX· 3.5 mi
20+ agents
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P Listed
Prestige Claims Service
4.8 · 2 reviews on Google9 yrs in business

Prestige Claims Service provides comprehensive claims handling for commercial, residential, catastrophe, daily, appraisal, and umpire services, emphasizing quality, integrity, and excellence.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Cibolo, TX· 1.6 mi
10+ agents
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E Listed
Elite Tax LLC®️
4.9 · 318 reviews on Google

Elite Tax Services, LLC provides tax preparation, planning, and forensic investigation services, emphasizing responsive, personalized client care throughout the San Antonio area and surrounding communities.

AutoCommercial GLHomeownersRenters+1 more
Converse, TX· 5.1 mi
10+ agents
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H Listed
Hickman Insurance Agency
4.8 · 98 reviews on Google

Licensed insurance agency in Schertz, TX; represents 21 carriers.

AutoCommercial GLHomeownersLife+2 more
Schertz, TX· 2.9 mi
Carriers: Consumers County Mutual Insurance Company, Foremost County Mutual Insurance Company +1910+ agents
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M Listed
Medicare San Antonio Insurance Options
4.8 · 7 reviews on Google

Melody Nasiatka is a licensed Medicare broker in San Antonio helping seniors navigate Medicare Advantage and other Medicare options. She offers one‑on‑one consultations, side‑by‑side plan comparisons, and educational presentations.

AutoCommercial GLHomeownersRenters+1 more
Cibolo, TX· 2.9 mi
20+ agents
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I Listed
InSight EyeCare
4.1 · 151 reviews on Google

Insight Eyecare is an optometry practice in Cibolo, Texas offering comprehensive eye exams, contact lenses, glasses, and specialty services such as Ortho‑K. The clinic emphasizes personalized patient care, a comfortable environment, and same‑day glasses. They accept insurance and offer financing options.

AutoCommercial GLHomeownersRenters+1 more
Cibolo, TX· 2.5 mi
10+ agents
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T Listed
Trucksure Insurance Agency LLC
4.8 · 2 reviews on Google15 yrs in business

TruckSure Insurance provides reliable, affordable truck insurance tailored for owner‑operators and fleets across the United States. Their coverage protects vehicles, cargo, and business liability, offering physical damage, commercial auto liability, cargo, and general liability options. The agency emphasizes fast claims processing and dedicated roadside support.

AutoCommercial GLHomeownersRenters+1 more
Cibolo, TX· 2.4 mi
Carriers: Berkshire Hathaway Homestate Insurance Company, Redwood Fire and Casualty Insurance Company6+ agents
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W Listed
Will Peterson Insurance Agency

Allstate agents in Texas provide auto, homeowners, and life insurance coverage across the state.

AutoCommercial GLHomeownersLife+2 more
Cibolo, TX· 1.4 mi
Carriers: Allstate10+ agents
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T Listed
Tisdale Auto Title Services
3.9 · 156 reviews on Google

San Antonio Auto Title provides fast and convenient title transfers, registrations, and inspections across seven locations in San Antonio. They partner with a local dealership to streamline vehicle paperwork for new residents and buyers.

AutoCommercial GLHomeownersRenters+1 more
Universal City, TX· 2.7 mi
10+ agents
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B Listed
Bienvenido Insurance
4.9 · 405 reviews on Google12 yrs in business

Bienvenido Insurance is a locally owned agency that helps customers secure auto, home, renters, life, motorcycle and commercial insurance policies. Their staff emphasizes personalized service, fast response, and finding the best rates from a wide range of carriers. They have been serving the community for over a decade.

AutoCommercial GLHomeownersLife+3 moreSpanish
San Antonio, TX· 11.9 mi
Carriers: ACCC Insurance Company, Alinsco Insurance Company +1910+ agents
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T Listed
The Insurance Agency TX
4.8 · 7 reviews on Google

The Insurance Guys is an independent insurance agency. We help individuals and businesses find insurance coverage tailored to their specific needs. We draw from a vast pool of experience with personal insurance and commercial insurance policies from a range of respected insurance providers.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
Converse, TX· 7.9 mi
Carriers: Aetna Better Health of Texas Inc., Aetna Health Inc. +910+ agents
View profile
C Listed
CARLOS CRUZ INSURANCE AGENCY, LLC
4.9 · 330 reviews on Google

Licensed insurance agency in San Antonio, TX; represents 20 carriers.

AutoHomeownersRentersCommercial GL+1 more
San Antonio, TX· 7.3 mi
Carriers: American General Life Insurance Company, BANNER LIFE INSURANCE COMPANY +1820+ agents
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J Listed
Joseph Reyes Consulting LLC
4.8 · 1 reviews on Google

Licensed insurance agency in Cibolo, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Cibolo, TX· 0.5 mi
20+ agents
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B Listed
Bill Hicks - State Farm Insurance Agent
4.9 · 199 reviews on Google31 yrs in business

Bill Hicks State Farm Insurance serves Schertz, Texas and surrounding areas, offering auto, home, life, renters, condo, motorcycle, RV, boat and business insurance. With over 31 years of experience as a local State Farm agent, Bill Hicks and his team provide personalized insurance and financial services to individuals and small businesses.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Converse, TX· 0.4 mi
Carriers: State Farm1-2 agents
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A Listed
A-MAX Auto Insurance
3.9 · 114 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for cars, homes, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Converse, TX· 1.5 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
View profile
S Listed
Standard Casualty Company
4.7 · 847 reviews on Google65 yrs in business

Standard Casualty Company specializes in affordable mobile, manufactured, modular, and factory‑built home insurance. Founded in 1961, they provide comprehensive coverage including fire, hail, windstorm, flood, and earthquake. They are part of the Cavco family and focus on protecting families and their homes.

AutoCommercial GLEarthquakeFlood+3 more
New Braunfels, TX· 13.1 mi
Carriers: GEICO Texas County Mutual Insurance Company, Old American County Mutual Fire Insurance Company +110+ agents
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B Listed
Brenda Heulitt Insurance Agency
4.8 · 64 reviews on Google13 yrs in business

Independent insurance broker helping Texas families and businesses understand their coverage, avoid costly gaps, and stay protected long after the policy is purchased.

AutoCommercial GLHomeownersLife+2 more
New Braunfels, TX· 13.2 mi
Carriers: AssuranceAmerica Insurance Company, Economy Fire & Casualty Company +620+ agents
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S Listed
Steven Garza - State Farm Insurance Agent
4.9 · 131 reviews on Google8 yrs in business

Steven Garza Insurance Agency is a State Farm agency in Schertz, Texas serving Schertz, Cibolo, Selma and surrounding areas since 2018. The team offers a range of insurance products and provides service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cibolo, TX· 1.6 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
View profile

Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Schertz